Rates
Savings Rates
Effective Date: Wednesday, November 5th, 2025
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| Savings | 0.10% | $0 | |
| Share Checking | 0.00% | $0 | |
| Christmas Club | 0.10% | $0 | |
| Vacation Savings | 0.10% | $0 | |
| Money Market Account | 0.00% | $2,000 | $2,000 |
| Money Market Account | 1.00% | $2,000 | $2,000 |
| Money Market Account | 1.26% | $2,000 | $20,000 |
| Money Market Account | 1.51% | $2,000 | $50,000 |
Certificate Rates
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 Month CD | 3.50% | $500 |
| 12 Month CD | 3.80% | $500 |
| 18 Month CD | 3.55% | $500 |
| 24 Month CD | 3.25% | $500 |
| 30 Month CD | 3.25% | $500 |
| 36 Month CD | 3.25% | $500 |
| 48 Month CD | 3.25% | $500 |
| 60 Month CD | 3.50% | $500 |
| 6 MO IRA Certificate | 3.50% | $500 |
| 12 MO IRA Certificate | 3.80% | $500 |
| 18 MO IRA Certificate | 3.55% | $500 |
| 24 MO IRA Certificate | 3.25% | $500 |
| 30 MO IRA Certificate | 3.25% | $500 |
| 36 MO IRA Certificate | 3.25% | $500 |
| 48 MO IRA Certificate | 3.25% | $500 |
| 60 MO IRA Certificate | 3.50% | $500 |
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