Be sure to check with your credit union before signing on the dotted line! We can, in most cases, match the rate and term you are being offered elsewhere. You can keep your business at your credit union.

  • The credit union will verify the rate and term with the other institution.

  • 0% APR offered by dealers does not qualify.

Attention New Loan Applicants

Receive lower interest rate with automatic loan payments.

If you are receiving a new loan at Lakeshore Federal Credit Union, you may be eligible for a lower rate. By having your monthly payment automatically deducted from your account, payroll deducted, or sent through ACH (Automated Clearing House), you can receive a .25% rate reduction on your loan.

Automatic payments are not only more convenient for you but now they can save you money too!

Loan Rates - Effective Monday, October 23, 2017
Loan TypeRates as low asTerms/Information
SIGNATURE LOAN 12 MONTHS7.250%12 MONTHS
SIGNATURE LOAN 24 MONTHS8.250%24 MONTHS
SIGNATURE LOAN 36 MONTHS9.250%36 MONTHS
AUTOS,MOTORCYCLES,RV'S 24 MTHS2.250%24 MONTHS
AUTOS,MOTORCYCLES,RV'S 36 MTHS2.500%36 MONTHS
AUTOS,MOTORCYCLES,RV'S 48 MTHS2.750%48 MONTHS
AUTOS,MOTORCYCLES,RV'S 60 MTHS3.000%60 MONTHS
AUTOS,MOTORCYCLES,RV'S 72 MTHS3.250%72 MONTHS
AUTOS,MOTORCYCLES,RV'S 84 MTHS3.500%84 MONTHS
LARGE RV'S - OVER $50,000 72MT4.750%72 MONTHS
LARGE RV'S - OVER $50,000 84MT5.000%84 MONTHS
LARGE RV'S - OVER $50,000 120M5.500%120 MONTHS
HOME EQUITY LINE OF CREDIT4.000%
HOME EQUITY FIXED 7 YEARS4.250%7 YEARS
HOME EQUITY FIXED 10 YEARS4.500%10 YEARS
HOME EQUITY FIXED 15 YEARS5.250%15 YEARS
HOME EQUITY FIXED 20 YEARS5.750%20 YEARS
CHECKING OVERDRAFT PROTECTION18.000%

APR or Annual Percentage Rates are listed